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Did you know your IP address is exposed every time you visit a website? Your IP address is your online identity and could be used by hackers to break into your computer, steal personal information, or commit other crimes against you. Hide My IP allows you to surf anonymously, change your IP address, prevent identity theft, and guard against hacker intrusions, all with the click of a button.

Use a password in only one place.

Reusing passwords or using the same password all over the place is like carrying one key that unlocks your house, your car, your office, your briefcase, and your safety deposit box. If you reuse passwords for more than one computer, account, website, or other secure system, keep in mind that all of those computers, accounts, websites and secure systems will be only as secure as the least secure system on which you have used that password. Don’t enter your password on untrusted systems. One lost key could let a thief unlock all the doors. Remember: Change your passwords on a schedule to keep them fresh. April 20, 2013
Just because your company’s spam filter, virus filter and other defenses let an email through, doesn’t mean it’s harmless Last year, one organization narrowly avoided a virus infestation. Alerts led them to the email in-boxes of the virus authors. To sneak in a virus, hackers used encrypted zip files, which went past filters because they couldn’t be scanned. The organization caught it with the very last line of defense — desktop antivirus software, which triggered after the users had plugged in the password to see the zip file contents! Had the bad guys written something new, instead of using off-the-shelf script kiddie code that was in standard pattern files, there could have been a major outbreak. Long story short: End-user awareness about email and attachments is every bit as important as antivirus filters and firewalls. EVERY USER is an important part of hacker defense! April 19, 2013
Only deal with reputable companies that you know and trust At the very least be sure the company has a physical address and phone number. If you haven’t done business with the company before, visit the Better Business Bureau online (http://www.bbbonline.org) and do some research. Check the company’s website for feedback from previous customers. April 18, 2013
Don’t tell anybody your password This warning includes your systems administrator, who NEVER needs your password. One day I received an e-mail from “Support

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Don’t Let Spammers See Your “Out of Office” Replies

Configuring your email program to automatically return “Out of Office” notifications to email senders is good for internal mail system users, but it can provide confirmation of an email address to a spammer, if permitted to leave the corporate network. Configure your message replies to recognize only trusted domain addresses or block your notifications outbound at the firewall.

For home users, never say you are not home, but rather “away from the computer right now”, and don’t specify for how long. You don’t want to advertise your absence. April 21, 2013
Use a password in only one place. Reusing passwords or using the same password all over the place is like carrying one key that unlocks your house, your car, your office, your briefcase, and your safety deposit box. If you reuse passwords for more than one computer, account, website, or other secure system, keep in mind that all of those computers, accounts, websites and secure systems will be only as secure as the least secure system on which you have used that password. Don’t enter your password on untrusted systems. One lost key could let a thief unlock all the doors. Remember: Change your passwords on a schedule to keep them fresh. April 20, 2013
Just because your company’s spam filter, virus filter and other defenses let an email through, doesn’t mean it’s harmless Last year, one organization narrowly avoided a virus infestation. Alerts led them to the email in-boxes of the virus authors. To sneak in a virus, hackers used encrypted zip files, which went past filters because they couldn’t be scanned. The organization caught it with the very last line of defense — desktop antivirus software, which triggered after the users had plugged in the password to see the zip file contents! Had the bad guys written something new, instead of using off-the-shelf script kiddie code that was in standard pattern files, there could have been a major outbreak. Long story short: End-user awareness about email and attachments is every bit as important as antivirus filters and firewalls. EVERY USER is an important part of hacker defense! April 19, 2013
Only deal with reputable companies that you know and trust At the very least be sure the company has a physical address and phone number. If you haven’t done business with the company before, visit the Better Business Bureau online (http://www.bbbonline.org) and do some research. Check the company’s website for feedback from previous customers. April 18, 2013
Don’t tell anybody your password This warning includes your systems administrator, who NEVER needs your password. One day I received an e-mail from “Support

View the Original article

Don’t check “remember my password” boxes

Numerous programs offer the option of “remembering” your password. Unfortunately, many of them have no built-in security measures to protect that information. Some programs actually store the password in clear text in a file on the computer. This means anyone with access to the computer can read the password. It’s best to retype your password each time you log in eliminating the possibility that someone will be able to steal or use it. April 22, 2013
Don’t Let Spammers See Your “Out of Office” Replies Configuring your email program to automatically return “Out of Office” notifications to email senders is good for internal mail system users, but it can provide confirmation of an email address to a spammer, if permitted to leave the corporate network. Configure your message replies to recognize only trusted domain addresses or block your notifications outbound at the firewall.

For home users, never say you are not home, but rather “away from the computer right now”, and don’t specify for how long. You don’t want to advertise your absence. April 21, 2013
Use a password in only one place. Reusing passwords or using the same password all over the place is like carrying one key that unlocks your house, your car, your office, your briefcase, and your safety deposit box. If you reuse passwords for more than one computer, account, website, or other secure system, keep in mind that all of those computers, accounts, websites and secure systems will be only as secure as the least secure system on which you have used that password. Don’t enter your password on untrusted systems. One lost key could let a thief unlock all the doors. Remember: Change your passwords on a schedule to keep them fresh. April 20, 2013
Just because your company’s spam filter, virus filter and other defenses let an email through, doesn’t mean it’s harmless Last year, one organization narrowly avoided a virus infestation. Alerts led them to the email in-boxes of the virus authors. To sneak in a virus, hackers used encrypted zip files, which went past filters because they couldn’t be scanned. The organization caught it with the very last line of defense — desktop antivirus software, which triggered after the users had plugged in the password to see the zip file contents! Had the bad guys written something new, instead of using off-the-shelf script kiddie code that was in standard pattern files, there could have been a major outbreak. Long story short: End-user awareness about email and attachments is every bit as important as antivirus filters and firewalls. EVERY USER is an important part of hacker defense! April 19, 2013
Only deal with reputable companies that you know and trust At the very least be sure the company has a physical address and phone number. If you haven’t done business with the company before, visit the Better Business Bureau online (http://www.bbbonline.org) and do some research. Check the company’s website for feedback from previous customers. April 18, 2013
Don’t tell anybody your password This warning includes your systems administrator, who NEVER needs your password. One day I received an e-mail from “Support

View the Original article

Keep your password secret

Your password is like your bank account PIN – if you give your PIN to someone else, your bank is unlikely to pay you back if it is used to steal from your account. Likewise, your company expects you to use your password to stop others misusing your computer account. If you share your password, you may be held responsible for what other people do with it.

Article about percentage of users that would share their passwords:
http://searchsecurity.techtarget.com/originalContent/0,289142,sid14_gci895483,00.html April 23, 2013
Don’t check “remember my password” boxes Numerous programs offer the option of “remembering” your password. Unfortunately, many of them have no built-in security measures to protect that information. Some programs actually store the password in clear text in a file on the computer. This means anyone with access to the computer can read the password. It’s best to retype your password each time you log in eliminating the possibility that someone will be able to steal or use it. April 22, 2013
Don’t Let Spammers See Your “Out of Office” Replies Configuring your email program to automatically return “Out of Office” notifications to email senders is good for internal mail system users, but it can provide confirmation of an email address to a spammer, if permitted to leave the corporate network. Configure your message replies to recognize only trusted domain addresses or block your notifications outbound at the firewall.

For home users, never say you are not home, but rather “away from the computer right now”, and don’t specify for how long. You don’t want to advertise your absence. April 21, 2013
Use a password in only one place. Reusing passwords or using the same password all over the place is like carrying one key that unlocks your house, your car, your office, your briefcase, and your safety deposit box. If you reuse passwords for more than one computer, account, website, or other secure system, keep in mind that all of those computers, accounts, websites and secure systems will be only as secure as the least secure system on which you have used that password. Don’t enter your password on untrusted systems. One lost key could let a thief unlock all the doors. Remember: Change your passwords on a schedule to keep them fresh. April 20, 2013
Just because your company’s spam filter, virus filter and other defenses let an email through, doesn’t mean it’s harmless Last year, one organization narrowly avoided a virus infestation. Alerts led them to the email in-boxes of the virus authors. To sneak in a virus, hackers used encrypted zip files, which went past filters because they couldn’t be scanned. The organization caught it with the very last line of defense — desktop antivirus software, which triggered after the users had plugged in the password to see the zip file contents! Had the bad guys written something new, instead of using off-the-shelf script kiddie code that was in standard pattern files, there could have been a major outbreak. Long story short: End-user awareness about email and attachments is every bit as important as antivirus filters and firewalls. EVERY USER is an important part of hacker defense! April 19, 2013
Only deal with reputable companies that you know and trust At the very least be sure the company has a physical address and phone number. If you haven’t done business with the company before, visit the Better Business Bureau online (http://www.bbbonline.org) and do some research. Check the company’s website for feedback from previous customers. April 18, 2013
Don’t tell anybody your password This warning includes your systems administrator, who NEVER needs your password. One day I received an e-mail from “Support

View the Original article

Check for encryption or secure sites when providing confidential information online

Credit card and online banking sites are convenient and easy ways to purchase and handle financial transactions. They are also the most frequently spoofed or “faked” sites for phishing scams. Information you provide to online banking and shopping sites should be encrypted and the site’s URL should begin with https. Some browsers have an icon representing a lock at the lower right of the browser window. For more information about phishing, please visit http://www.onguardonline.gov/phishing.html April 25, 2013
Avoid spam in your IM email account Did you ever sign up with an Instant Messenger client so that you could chat with your buddies? Perhaps you have more than one running on the desktop. Each popular IM client comes conveniently with an Email account, and each time there is an email associated with your IM screen name, you receive a notice with this account filling up. You can prevent the spam or any email notices from appearing by using a single filter. Since I added the following filter on my email account attached to my Yahoo IM, I no longer get these notifications. Simply add a filter that the From/ Address includes

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Don’t be duped by Internet Fraud

We all get offers that seem too good to be true. Whether they come by email or appear on web sites, they are often clever schemes designed to dupe the gullible. Don’t be tricked by Internet Fraud. For more information see http://www.lookstoogoodtobetrue.com. April 26, 2013
Check for encryption or secure sites when providing confidential information online Credit card and online banking sites are convenient and easy ways to purchase and handle financial transactions. They are also the most frequently spoofed or “faked” sites for phishing scams. Information you provide to online banking and shopping sites should be encrypted and the site’s URL should begin with https. Some browsers have an icon representing a lock at the lower right of the browser window. For more information about phishing, please visit http://www.onguardonline.gov/phishing.html April 25, 2013
Avoid spam in your IM email account Did you ever sign up with an Instant Messenger client so that you could chat with your buddies? Perhaps you have more than one running on the desktop. Each popular IM client comes conveniently with an Email account, and each time there is an email associated with your IM screen name, you receive a notice with this account filling up. You can prevent the spam or any email notices from appearing by using a single filter. Since I added the following filter on my email account attached to my Yahoo IM, I no longer get these notifications. Simply add a filter that the From/ Address includes

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Do NOT open unknown or unexpected e-mail attachments

This morning I got an e-mail from my boss with an attachment. My boss is a man of few words on e-mail. If he wants to explain or discuss something with me, he picks up the phone. When he wants me to read or edit something we have talked about, he sends it to me. Even though the subject line was a date, the e-mail had no text, AND my boss hadn’t told me he was sending me an attachment, I opened it because it was from my boss at an e-mail address I recognized. Bad move. Imagine my surprise when my Norton anti-virus screen popped up with a message that the attachment contained a virus and had been deleted. Hackers had spoofed his address and I had fallen for it. April 27, 2013
Don’t be duped by Internet Fraud We all get offers that seem too good to be true. Whether they come by email or appear on web sites, they are often clever schemes designed to dupe the gullible. Don’t be tricked by Internet Fraud. For more information see http://www.lookstoogoodtobetrue.com. April 26, 2013
Check for encryption or secure sites when providing confidential information online Credit card and online banking sites are convenient and easy ways to purchase and handle financial transactions. They are also the most frequently spoofed or “faked” sites for phishing scams. Information you provide to online banking and shopping sites should be encrypted and the site’s URL should begin with https. Some browsers have an icon representing a lock at the lower right of the browser window. For more information about phishing, please visit http://www.onguardonline.gov/phishing.html April 25, 2013
Avoid spam in your IM email account Did you ever sign up with an Instant Messenger client so that you could chat with your buddies? Perhaps you have more than one running on the desktop. Each popular IM client comes conveniently with an Email account, and each time there is an email associated with your IM screen name, you receive a notice with this account filling up. You can prevent the spam or any email notices from appearing by using a single filter. Since I added the following filter on my email account attached to my Yahoo IM, I no longer get these notifications. Simply add a filter that the From/ Address includes

View the Original article

IP Changer Promotes Anonymous Surfing on the Internet

An IP changer just may be the solution among Internet surfers who are concerned with keeping their identity anonymous on the Internet. It gives a better solution in maintaining an Internet user’s privacy while browsing online. Furthermore, frequent IP address change also provides better security.

There are many benefits of using an IP changer software by frequent changes in one’s IP address while surfing the Internet. IP Change can help people who frequently visit blog sites hide their activities on the sites they visit.  One can also change their IP address when they want to remain anonymous as they participate in different chats and forums.

There are also people who prefer to have an IP changer once they participate in ICQ and when sending emails as a means of protecting their email activities. An IP changer can also be a helpful tool when playing online games when the online site game bans players from other countries. When using P2P, a change in IP address can help one to use well-known torrents. With FTP, changing IP will allow secure exchange of information between friends. When using the World Wide Web, frequent change of IP address can also protect one’s general and personal internet activities.

Because of the innumerable benefits of frequent changing of IP address, there are several IP changer solutions available these days. Because hiding the IP address is an effective solution for preventing intruders from obtaining valuable information from one’s computer. Software for IP changer can be a helpful tool in keeping anonymity throughout Internet surfing.

Many IP changer software have tools that can help one technically change its user’s IP as well as execute other performances such as hiding the IP address and the ability to change the address according to your chosen country. This valuable tool can help hide a person’s identity on the web, protect financial information of a user such as their credit card information and other personal information.

A good IP changer can help make these changes without unnecessary trouble with the Internet connection and is easy to use and access. It helps prevent information theft to take place as well as improve the Internet speed with better data encryption about websites and instant messages.

With these benefits, an Internet user has the advantage of researching on the net anonymously, block hackers from getting access to their port, and avoid spam mails and unsolicited ads from one’s email inbox. It gives them better pleasure of browsing the Internet securely with better privacy protection free from malicious snoops of third parties in the Internet.

With the modern technologies used in IP changer software there is better solution from the common problems of security issues when using the Internet, banning of IP addresses from some websites and information theft. Some software for changing the IP address has added tools and functions that can aid with online marketing. It can allow its users enjoy secure web mail services use multiple IP locations, monitoring overseas campaigns on search engines, and other entrepreneurial uses. These make IP changer software valuable for enjoying better protection and invisibility on the Internet.

Cheaper Secured Homeowner Loans Can Be Found Online

Secured homeowner loans are a type of loan that can be taken by those who have a bad credit history and therefore find borrowing difficult Your credit rating is the first thing that all lenders take into consideration when deciding if they will allow you to borrow

Secured homeowner loans are a type of loan that can be taken by those who have a bad credit history and therefore find borrowing difficult. Your credit rating is the first thing that all lenders take into consideration when deciding if they will allow you to borrow. If yours is poor then your loan application will not be approved.

There are many benefits to taking out secured loans but there is a downside that has to be considered before going for this type of finance. The downside is that you will have to put up something of extreme value against the amount you are borrowing. This will be your home and as such you are at risk of losing it due to repossession if you do not keep up with the repayments.

This is the difference between an unsecured and secured loan, an unsecured loan does not require security and can be applied for by anyone. However the rates of interest on the unsecured are higher than the secured and you can borrow a larger amount of money with the secured than the unsecured.

Homeowner loans can be taken for just about any reason. One of the most popular choices for taking out a secured loan is for consolidating all of your existing debts together. By combining any existing credit card or loans together you will just have one creditor to pay and if you get a good rate of interest you can save money each month. This can be an excellent way of getting out of debt in a certain time frame. However when taking a consolidation loan you have to cut up credit cards and make sure you do not add onto your debt by borrowing more.

Of course there are many other reasons where secured homeowner loans should be given consideration. They could be used to pay for replacing such as the heating system in your home, buying a top of the range brand new car or making home improvements. Whatever the reason, you have to decide if it is worth the risk of losing your home if you cannot keep up with the repayments. You also need to take into account that your circumstances could change in the future if you were to become unemployed of become sick.

The amount that the lender will allow you to borrow when taking out a homeowner loan will be based on how much spare equity you have in your home. The majority of lenders will allow you to borrow up to 100% of this value. However you can sometimes get a lender who is willing to advance you up to 125% of this value. This will of course depend on circumstances such as your credit rating and your ability in the lenders eyes to be able to repay the loan. The spare equity is worked out be deducting the amount that is left outstanding on the mortgage from the total value in your home.

All secured homeowner loans will have terms and conditions which must be checked and compared when looking for the best deal. By going with a specialist website and allowing them to search for loans on your behalf with the whole of the marketplace, all quotes should come with key facts. The key facts will tell you the APR of the loan, the total amount you will repay and make you aware of any additional fees, such as an early repayment fee.

Louis Rix is Director of Netloans Ltd, a leading Secured Loan Broker for UK Homeowners offering a secured loan service and homeowner loans for any purpose, ensuring that their customers get the best loan deal.